The Progressive or one can say that Progressive Corporations is one of the American insurance policy providers to the people based in-car renters insurance.
If you like to cancel the Progressive Policy then here we will discuss the methods of cancellation with quite simple and easy steps. But you must make sure the procedure on the Insurance cancellation will primarily depend on the place you live in, as the ways are not the same everywhere and at the same time every state makes its own rules on insurance.
So in this article, we would study on ‘How do I cancel my Progressive Insurance Policy?’.
How to Cancel Progressive Insurance Policy
Before going to the methods on cancelling Progressive, let us learn about the things which we need to do at the time of cancellation of Progressive Insurance policy.
- To line up the replacement of the policy:
Here are the points described for lining the replacement:
(1) Select a reasonable time for considering to switch on the insurers:
- The cancellation policy on Progressive Insurance can be done at any time if you wish. And for this, it has been said that there are particularly two best times for considering the switching of the insurers.
- We need to start to compare the rates three to four weeks earlier than the date of renewal of our Progressive insurance. According to the laws of the State the place where you reside, a notice on renewal will be sent to you a month early from its due date.
- We need to use the details so that we can compare the products as well as the rates with several other competitors.
- We also require to evaluate the options of our insurance after an important life event such as shifting to a new house, a marriage or a divorce, buying a new car, etc. You need to contact the executives of Progressive in order to see if these changes would affect the policy and its rates.
2. Inspection of the Progressive Insurance cancellation fee regarding the policy:
- As per the laws of our residing area and the manner of the policy that you have attained and for this you may have to pay the Progressive auto insurance early cancellation fee so as to end up the policy of Insurance before the date of renewal.
- If you are charged with the cancellation fee, then it is usually 10% of the outstanding rate of premium.
Let us assume with an example to understand better-
If 4 months are left in your hand at $150 monthly, then the cancellation fee will be $45 approximately.
- But, if you had already paid beforehand for the policy, then you would be eligible for a refund of the term that remains unused following the cancellation and minus the fees ($600 – $45 = $555 from the above-given example).
3. Select a new insurance scope for the car:
It has been seen that, in the United States of America, each of its states have the requirements of insurance for the motor vehicles and therefore by the law, you may also require to prove that you have the new insurers in place of the old one when you go for the Progressive renters’ insurance cancellation policy.
So you need to look around, find and then select the new policy which suits you and perfectly matches with your budget as well as requirement.
- In order to get your choices, you can call upon directly to the companies dealing with Insurance or one can also visit the official website. You can also directly go to visit the independent office agent or the agents of insurance from the office which is affiliated with the company that is nearer to you and also can go for the online third party option on the sites of comparison.
- You need to arrange the new insurance policy to come into effect on the same day on which you wish the Progressive Insurance policy to cancel and comes to end.
- It may also happen that by the law or by the mortgage firm, you may need to get insurance on homeowners as well.
4. Ask the New Insurer for help by helping you to deal with the procedure on cancellation:
Sometimes if the luck favours you might with such insurer who are much interested to get the business, that they even take care very much on the procedure and work for cancellation of the old insurance policy and you just need to put a signature on the form or furnish a verbal assurance to the insurer and the work is done. But, if this service is not offered to you, there is no need to worry or get tense as the process is quite easy and simple so that you can take care of it by own with fewer hurdles.
Methods On How To Cancel The Progressive Auto Insurance policy
There are a few methods accessible for the consumers with Progressive Insurance policy if they wish to cancel their Insurance policy on Progressive. They are
- Progressive Insurance Policy cancellation through the mail.
- Cancellation of Progressive Policy by Phone.
- Cancel Progressive Insurance Policy Online.
What are the Requirements for cancellation:
We need to furnish the following details along with our personal information at the time of cancelling my Progressive auto insurance policy:
- Our first name and last name.
- The Policy number of Progressive.
- Our resident address.
- The date on which we want to end the term.
- Time of cancellation.
- The Contact Number.
- Specifying the reason for the cancellation of the policy (it is optional).
- The details on the new Insurance policy and the insurer if there is any.
- New policy number.
- Start date and time.
- Signature with the date.
Now let us study the different methods that are available for Progressives Auto Insurance cancellation policy and us discussed in detail below:
(A) How To Cancel A Progressive Insurance Policy Through The Mail
It has been quite seen that in some of the states of America requires a document with signature as per the law for the Progressive Car Insurance cancellation and is also considered as the simplest way to deal with the process on cancellation.
Here are the steps illustrated that you need to follow carefully in order to cancel the policy via the mail:
- Compose a letter with a request for the cancellation of the Progressive Insurance Policy.
- Provide all the details that are listed above.
- We can also use a form that is pre-made for cancellation instead of composing it from the scratch.
- We need to put the signature and also mentioned the date in the letter.
- And now you need to send the letter on request and mail it to the address at:
The Progressive Corporation,
6300 Wilson Mills Rd,
Make sure to send the letter at least one week before the intended date of cancellation. If it is possible, then we need to send it more sooner i.e two to three weeks earlier.
(B) How to cancel Insurance Policy with Progressive over the Phone
This mode can be also termed as the traditional way for cancellation and also the most easy one as some people may find it difficult to write or with the online method to deal with and thereby choose this method to directly talk to the customer care agent.
So here it is what you need to do when you select the cancellation method by phone:
- At first, dial the phone number of Progressive Policy Customer care at 1-866-416-2003.
- We need to keep all the information and details ready to furnish when the agent asks for it for example:
Progressive Policy Number and also the details about the replacement policy.
- And ask the Customer Support team that you want to cancel the Insurance policy services on Progressive.
You must be stiff on your decision as the agent of the Progressive team may try hard in convincing you to remain with the company by giving you a discount on your policy rate. But, if you speak to them by repeating two to three times as ‘I am sorry and had made my ultimate and the decision already and thereby had lined for a policy replacement’ then they will sure back down and give a way to cancellation.
(C) How to cancel my Progressive Insurance Policy via the Online
We should note that we may or may not be able to cancel the policy through Online as because in order to cancel the Progressive Insurance via the Online method, it depends mainly by the laws on the state in where we reside, then here it is what we need to do and also follow the instructions below:
Through our preferred web browsing site we need to visit the company’s official website @ https://www.progressive.com.
Now, we require to ‘Log In’ into our account on Progressive with the required credentials such as the username or email address and the Progressive account password.
Then the list of options will be displayed on the screen that we need to look and choose which matches to our requirements and you must carefully follow the on-screen instructions that will be displayed on the screen.
Thus, one can handily clear their confusion on how to cancel Progressive Insurance Policy online if the place you reside allows so by the law.
How to cancel Insurance Policy Progressive via the DoNotPay app:
The cancellation process on Progressive is usually unpleasant and takes much time.
The methods take a lot of time may keep you on hold over the phone and they might also try to convince you to change your mind with various discounts and the conversation may turn into an awful situation while talking with the representative.
There is an app for us through which we can go through the cancellation procedure in just a few taps on the phone, the name of the online application is ‘DoNotPay’.
You have to go through and follow these simple steps in order to complete the process
- Firstly, we will open the DoNotPay app in our chosen web browsing site or an iOS user can even download the app on the iOS version for free from the device Apple Store.
- Next, click on the section on ‘Find Hidden Money’.
- Now, we will type in the name of the service which we wish to cancel as ‘Progressive Insurance’ in the blank box given.
- Hit on ‘Ok’ to confirm the cancellation.
Lastly, a confirmation mail will be forwarded to the registered email address confirming that the Insurance policy had been successfully cancelled.
Progressive Policy Cancellation Refund
We must take note that if the policy cancellation is done before our Insurance term ends, then we will be eligible for a prorated refund and get back the amount from the unused term.
Depending on the state we live, our cancellation may charge us for the Progressive auto insurance cancellation fee.
Thus, the cancellation fee for Progressive insurance policy may incur 10% of the premium.
Hence, cancellation of the insurance is not much difficult but one should know what are the consequences that we need to face at the time of ending the car insurance before cancelling it and having a new car insurance in place of the old one if we plan to continue our driving and must also be sure of the laws that is stated for people residing in that particular state. For further support and guidance contact the customer support team to help you out with your problems on Progressive Insurance Policy cancellation.